Author: sunline

As several mainstream international data analysis platforms strategically adjust their presence in the China market, the high-end banking analytics sector is entering a critical window for system reconstruction and capability migration.

Leveraging more than 20+ years of financial industry experience, Sunline proposes a systematic migration solution that provides full-chain capability replacement, from data exploration to analytical modeling, helping banks transition smoothly and establish an autonomous foundation for the data-intelligence era. Driven by global software landscape changes and China’s accelerating China’s regulatory-driven IT Innovation initiation, major international data analytics vendors are shifting their strategies in the China market. This shift forces China’s banks to urgently determine how to maintain and advance their critical analytical capabilities.

01 | From Function Implementation to Capability Parity

The core challenge in migrating to international data analysis platforms is ensuring consistent business logic and analytical outcomes. Our approach focuses on achieving true Capability Parity across four critical domains:

•  Syntax and Semantic Translation: We ensure that complex processing logic achieves functional and performance equivalent when migrated to the new distributed architecture.

•  Data Logic Consistency: Essential data-handling rules are fully and accurately reconstructed during migration to ensure zero data loss or deviation.

•  Seamless Data Exploration: We provide data-exploration and interactive-analysis tools that match or exceed the original platform, enabling business teams to perform autonomous data discovery and multi-dimensional analysis.

•  End-to-End Performance and User Experience: The new system is designed to handle PB-level data while improving processing efficiency.

02 | The Migration Path: Built on Financial-Grade Standards

Sunline leverages its deep domain knowledge across core banking, credit, and data to deploy a migration methodology that is Verifiable, Controllable, and Sustainable.

1. Quantifiable Success: Defining Trustworthy Metrics

We establish strict, measurable criteria to define migration success:

•   Logic Alignment: Assured consistency of translated code logic and alignment of analytical functions.

•   Result Fidelity: Verifiable consistency between model calculation results in the new system and the original platform.

•   Operational ROI: Noticeable improvements in system processing efficiency and optimization of O&M costs.

2. Full-Process Assurance: From Inventory to Insured Cutover

Our migration process is risk-managed and end-to-end:

•   Asset Decoupling & Strategy: A complete inventory of code, data assets, and job dependencies produces a precise Asset Inventory List and Mapping Relationship Table.

•   Layered Translation & Dual Validation: A phased translation strategy combined with dual-environment comparison ensures rigorous validation.

•   Smooth Cutover & Risk Mitigation: We ensure a business-transparent transition supported by clear rollback mechanisms.

3. Strategic Upgrade: Integrating the Data Lakehouse

Migration is not only a replacement, it is a strategic upgrade. We integrate analytical modules into the bank’s internal Data Lakehouse architecture, strengthening technology sovereignty while enabling real-time analytics and AI/ML development.

03 | Case Study: Large-Scale Migration at a Joint-Stock Commercial Bank

Sunline successfully delivered a large-scale migration of an international data analytics platform for a major joint-stock commercial bank.

Key outcomes included:

•   Completion of the full migration of historical data and real-time synchronization of daily incremental data.

•   Significant improvement in execution efficiency of complex risk-control models.

•   Seamless reuse of business logic through layered testing and dual-environment comparisons.

•   Full takeover of data exploration and discovery requirements, ensuring uninterrupted operation of risk-control and marketing functions.

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Conclusion: Seizing the Future of Finance

The ongoing strategic shift in the international data analytics platform market presents China’s banking industry with an opportunity to modernize and gain full control over its analytical ecosystem. Sunline is committed to being the trusted partner for banking institutions in building a secure, controllable, efficient, and future-ready data-intelligence paradigm.

Singapore, November 2025 — Sunline participated in the Huawei Cloud & AI Partner Summit Singapore, held on 27 November 2025 at JW Marriott. Sunline showcased its DataMind AI solutions, demonstrating how Sunline’s innovative solutions empower banks to streamline business operations, optimize services through the keynote address and exhibition booth. Further reaffirming Sunline’s leadership in digital transformation within the financial sector. 

Sunline representative (3rd from the right) participate in Huawei Cloud Singapore’s AI Partner Launching Ceremony

Sunline was honoured to take part in the Huawei Cloud Singapore AI Pioneer Partner Launch Ceremony as a strategic partner of Huawei Cloud. Liang YanSui, Vice President of Solutions at Sunline, took the stage to introduce the event, marking another significant milestone in Sunline’s long-standing partnership with Huawei. 

Additionally, Sunline delivered a keynote presentation, address that highlighted DataMind, Sunline’s AI-driven insights and smart automation platform. The keynote highlighted how leveraging AI and machine learning can optimize business operations and enhance service offerings. Liang discussed the successful real-world deployments of DataMind and Sunline’s seamless collaboration with Huawei Cloud across key APAC markets. 

 

Liang Yansui, Solution VP of Sunline delivery keynote at Huawei Cloud & AI Partner Summit Singapore 2025

“DataMind is a powerful AI-driven platform that enables rapid deployment of data applications across diverse business scenarios. Integrated with Huawei Cloud’s AI-native cloud services, it ensures seamless data governance and analysis, specifically designed to meet the needs of the financial industry,” said Liang YanSui, Senior Vice President of Solutions at Sunline.”

Along with the keynote, Sunline hosted a highly engaging exhibition at the event, where industry leaders and attendees explored Sunline’s cutting-edge solutions, such as SunCBS and DataMind. The booth highlighted Sunline’s leadership in AI-powered technologies and underscored its ongoing commitment to driving digital transformation and innovation across various industries. 

Looking Forward

Sunline’s expertise in leveraging AI in FinTech was showcased, emphasizing the company’s commitment to driving industry advancements. With its strong presence at the summit, Sunline reinforced its position as a leader in the adoption of AI and cloud technologies, advancing the future of digital transformation.

About Sunline

Sunline is a leading FinTech service provider headquartered in China, with over 7,000 professionals and a growing presence across Asia and global markets, Trusted by more than 800 financial institutions worldwide, Sunline is committed to driving innovation, operational excellence, and ecosystem collaboration, enabling banks to modernize legacy systems, strengthen regulatory agility, and build future-ready digital infrastructure. For more information, please visit www.sunline-i.com 

The following article is sourced from Shanghai Bank Micro-Dynamics (上银微动态), written by Shanghai Bank (上海银行).

Sunline proudly announces the successful go-live of the Shanghai Bank New Generation Core System on October 7th, following 27 months of intensive development and partnership. This achievement is not merely a system upgrade; it is a critical strategic movement by Shanghai Bank to implement ONE BOS (Business Operating System) philosophy, drive deep digital transformation, and redefine core competitiveness for the future.

The new system’s mandate was clear: to establish a stable core engine for future growth, prioritizing security and independent control, customer-centricity, integrated domestic and foreign currency capabilities, agile business development support, and omnichannel integration.

Architectural Innovation: Rebuilding the Financial Service Engine

The transformation followed a “Business + Technology” deep integration path, achieving simultaneous upgrades to both architectures for a profound leap in management and service capabilities. 

On the business side, it constructs a four-in-one core architecture of “Client – Product – Contract – Account” realizing componentized configuration and channel convergence, effectively supporting the system’s stable operation and agile business development. On the technical side, relying on the self-developed “Beidou” distributed foundation, it adopts a “Cell deployment + microservices” design pattern, achieving efficient service decomposition and rapid, elastic capacity expansion. This calmly handles high-concurrency scenarios and reserves ample space for subsequent business innovation and functional iteration.

Process Reshaping: Forging an Efficient, Collaborative “Implementation Paradigm”

Through a componentized modeling methodology, the new system breaks down strategic capabilities and functional requirements into reusable, standardized components, such as Account, Contract, Pricing, and Limit. This achieves the flexible assembly and rapid deployment of business functions, ensuring a timely response to market changes and dynamic customer needs. 

Concurrently, a full life-cycle closed-loop management system has been established around the seven key phases: Requirement, Analysis, Design, Development, Testing, Deployment, and Cutover. This system facilitates the deep integration of business requirements and technical implementation, utilizes standardized processes to mitigate implementation risks and ensure smooth transitions between all stages, and relies on “factory-style” efficient collaboration to enhance project promotion effectiveness, providing high-efficiency support for high-quality business development.

Technical Autonomy: Fortifying the “Digital Foundation” for Intelligent Transformation

With the solid backing of a modernized cloud infrastructure, Shanghai bank has embraced cloud-native technology to construct a comprehensive “Beidou” (Navigation/Digital Compass) Technical Ecosystem. This ecosystem is a powerhouse, deeply integrating critical capabilities:

•  Standardized Routing

•  Microservice Governance

•  One-Click Deployment for Large-Scale Distributed Systems

•  Multi-Active Disaster Recovery Switchover

•  Intelligent Observability

Through a platformized and componentized construction path, this system ensures the rapid output and highly efficient supply of foundational technical capabilities.

Shaping the Full-Link “Customer Journey”

Adhering to the core philosophy of “Customer-Centricity” the new system uses the “Customer Journey” as its guiding thread, driving process re-engineering and channel synergy to build a full-link, intelligent, and context-aware service ecosystem. Key improvements highlight efficiency and seamlessness:

•  Streamlined Authentication: By integrating steps like queueing, identity verification, processing, and evaluation, the system achieves highly efficient coordination—for example, requiring “one-time verification, one-time card swipe.”

•  Optimized High-Frequency Services: Exclusive, streamlined processes have been created for high-demand tasks such as comprehensive balance inquiries, boosting processing efficiency and overall service experience.

Product Empowerment: Supporting Digital Operations with “Precision Alignment”

Central to the upgrade is enabling digital customer management. The new system enriches diverse product scenarios and significantly strengthens functional adaptability. On one hand, it optimizes core business functions to focus on personalized customer needs, supporting services such as:

•  Customized JiXiang Accounts (吉祥账户 – accounts with self-selected features).

•  Multiple Withdrawals for Large-denomination Certificate of Deposit

•  Card Replacement without changing the card number

This better meets varied and differentiated customer demands. On the other hand, it reinforces digital pricing support capabilities, allowing for differentiated pricing on deposit interest rates and intermediary service fees based on multiple dimensions, including: customer segment, channel, region, institution, and client size. This ensures a rapid response to dynamic market changes.

Simultaneously, a five-layer digital account system has been built, encompassing models like “All in One Account,” “One Account, Multiple Media,” and “Group Master/Sub-Accounts.” This flexibility precisely adapts to various business scenario requirements, comprehensively solidifying the functional support for digital customer management and accurately addressing diverse and personalized customer needs.

Risk Control Upgrade: Building a “Dual Defense Line” for Safety and Efficiency

The new system constructs a scenario-based, multi-layered account and fund risk control framework, covering core scenarios such as transfer, spending, and investment. This achieves multi-dimensional control across customer, medium (e.g., card/device), and account, supporting the flexible, configuration-based adaptation of risk control strategies. By balancing risk prevention with business efficiency, it ensures fund safety while simultaneously enhancing service convenience.

System Performance & Industry Leadership

Since its formal launch, the bank’s new core system has demonstrated stability and significant results:

•  Daily Average Transaction Volume: 24 million

•  System Peak Load Capacity: Increased by over 7 times

•  Online Single Transaction Average Time: Decreased by 37.2%

•  End-of-Day Batch Processing Time: Shortened by 77.8%

•  Transaction Success Rate: Reached 99.999%

The successful construction and deployment of this new-generation core system is the culmination of three decades of the bank’s deep commitment to fintech and its “Customer First” service philosophy. It marks a qualitative leap in the bank’s technological hard power, positioning it among the leading City Commercial Banks and establishing it as a benchmark for technological empowerment among regional banks.

Looking Ahead: A Foundation for the Future

As 2025 marks Shanghai bank’s 30th anniversary, the successful launch of the new core system is both a significant gift celebrating the milestone and a solid technological foundation for the institution’s “15th Five-Year Plan” development blueprint. The bank will seize this opportunity to continue deepening the integration of technology and business, accelerating the pace of innovation, and creating sustained value for its customers, shareholders, and society through more stable, intelligent, and efficient financial services, stepping together toward a new journey.

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About Shanghai Bank

Shanghai Bank is a prominent state-affiliated commercial bank based in Shanghai, China, offering a wide range of retail and corporate banking services including loans, deposits, trade financing, and wealth management. Established in December 1995 through the merger of local credit unions, it was officially registered under its current name in 1998. Publicly traded on the Shanghai Stock Exchange, Bank of Shanghai is recognized as one of China’s major urban commercial banks, serving individuals, businesses, government agencies, and financial institutions.

Singapore, November 2025 — During the Singapore Fintech Festival (SFF) 2025, Sunline reinforced its growing influence across Asia and the Middle East, presenting a unified modernization blueprint built on core transformation, enterprise data governance, and AI-native operating models. Across a series of engagements with cloud and technology partners, consulting firms, and leading banks, Sunline emphasized that the next decade of modernization will be defined by how effectively banks integrate their core architecture, data fabric, and intelligence layer amid evolving regulatory and digital infrastructure demands.

Joint Dialogue with AWS and Accenture: Coexistence Architecture and Intelligence Integration

At SFF, Sunline partnered with AWS and Accenture to jointly host an executive roundtable, bringing together technology and transformation leaders from major banks in Singapore and Thailand. The discussion explored the practical realities of core modernization under regulatory constraints—from managing coexistence between legacy and modern platforms to ensuring reporting consistency across hybrid stacks and embedding data analytics and AI within mission-critical processes. 

Technical Solution Expert Charley Dou highlighted best practices from Sunline and AWS’s joint modernization initiatives, demonstrating how SunCBS achieves high availability and elastic scalability on AWS through Cell Deployment. He also introduced the 1P2C unified platform, which integrates real-time intelligence and AIStack to eliminate T+1 latency and strengthen enterprise-wide decisioning.

The open dialogues between banking leaders and technology experts surfaced the deeper complexities of progressive core renewal, particularly when institutions must run legacy and modern cores concurrently. Sunline explained how its coexistence architecture mitigates these challenges through a Multi-Core Routing Layer that maintains transactional integrity across both cores, and a Data Aggregation Layer that consolidates outputs into a unified, regulator-ready data view for downstream systems.

Engagement with MECA Markets on Data-Centric Transformation

Complementing our work in Southeast Asia, during this SFF, Sunline held strategic discussions with delegations from the Middle East and Central Asia (MECA), where national fintech agendas and supervisory frameworks are accelerating demand for core renewal and enterprise-wide data modernization.

Conversations focused on core modernization pathways, AI-ready data foundations, data lineage and governance, and operational resilience – critical priorities for financial institutions navigating regulatory change and expanding cross-border digital services. These exchanges reinforced Sunline’s growing role in helping MECA institutions transition toward scalable, data-driven, and intelligence-centered operating models capable of supporting open banking, instant payments, and future-ready digital ecosystems.

Setting the Strategic Direction for Next-Generation Core Platforms

As part of Huawei’s flagship programme at SFF, Sunline was invited to deliver a keynote on the architectural evolution of next-generation core banking systems. The session underscored the industry’s steady shift toward composable, cloud-aligned, and intelligence-ready core platforms that support progressive modernization and heightened regulatory resilience.

Liang YanSui, Senior Vice President of Solutions at Sunline, outlined how Service Mesh–based traffic governance, domain-driven Cell Deployment, elastic scalability, and real-time data orchestration are becoming foundational design patterns for modern core systems. These capabilities enable banks to decouple services, enhance observability, and safeguard transactional stability throughout their transformation journey.

Liang further mentioned Sunline’s 1P2C modernization pathway, which leverages a unified orchestration layer to allow legacy and modern cores to operate in parallel. Supported by Service Mesh and Cell-based execution units, this model provides a controlled, low-risk route toward large-scale modernization, ensuring continuity, data integrity, and supervisory transparency throughout migration.

Looking Forward

Sunline’s engagements throughout SFF illustrate a coherent modernization vision in which the core, data governance, and intelligence architecture advance as a unified capability. By aligning this framework with regulatory expectations, banking priorities, and regional digital infrastructure strategies, Sunline is helping shape a new generation of financial systems that are modular, transparent, and intelligence-driven.

Looking forward, Sunline envisions a future where the core evolves into a real-time intelligence engine, where data governance functions as a dynamic control layer, and where AI is embedded across the workflows that define customer experience, risk management, and operational performance.

Igniting a New “Core + Data” Wave in Middle Eastern Banking

The “Partnering for Fintech Growth: Saudi Arabia × China” Forum, hosted by the Ministry of Investment Saudi Arabia (MISA) and organized by Huawei, was successfully held at Huawei‘s global headquarters in Shenzhen, China.

The event focused on advancing Saudi Arabia’s National Fintech Strategy, strengthening China–Saudi industry collaboration, and co-building innovation ecosystems, attracting senior representatives from the Saudi Central Bank (SAMA), the Capital Market Authority (CMA), and numerous regulators and technology leaders. Sunline was invited to participate as representative of China’s financial technology sector for the exclusive session.

(Group Photo: Second row – Ethan You, 7th from left; David Li, 8th from left. First row – Jeanie Zhang, 4th from right)

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“Core + Data”: Two Flagship Solution Suites

David Li shared Sunline’s success stories across China, Singapore, Indonesia, Malaysia, and Thailand and introduced two major solution suites for the Middle East market: the Next-Gen Core Banking System and Data Governance & Analytics Platform. Sunline’s strategy in the Middle East is shifting from a single-core focus to a dual-engine “Core + Data” approach, integrating core banking with advanced data capabilities, driving globalization across products, ecosystems, and services.

1. Core-Driven Scenarios

In projects led by the transactional core system, Sunline has introduced its “Dual-Core Architecture“, a fusion of transactional core and data core. The data core acts as an enhancement engine, adding differentiated capabilities such as data analytics, risk control, and intelligent marketing, while enabling AI-driven insights and data assetization.

2. Data-Driven Scenarios

In data-led engagements, Sunline positions itself as a provider of lightweight middle-platforms and professional banking data services. Leveraging Huawei’s DWS (Data Warehouse Service) Sunline’s ‘DataMind’ platform, Sunline offers end-to-end data solutions, including migration, governance, integration, and customization.

“Sunline‘s expansion in the Middle East will move beyond a single core system to a dual-product “Core + Data” model, through our proprietary core system and data platform, we aim to empower regional financial institutions to accelerate digital transformation, strengthen regulatory compliance, and drive business innovation.” said David Li.

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“1+3+1” Strategic Framework: Saudi Arabia at the Core, Radiating Across the Middle East and Central Asia

Sunline has strengthened its regional investment, establishing its Middle East headquarters in Riyadh and adopting the “1+3+1” strategic framework:

The first “1” – Long-term focus on Saudi Arabia

As the largest economy in the Middle East with a concentrated banking landscape, Saudi Arabia sets high standards and entry thresholds but offers equally high potential and value. Sunline is committed to a long-term, trust-based, and locally embedded presence to serve Saudi clients with excellence.

The “3” – Jordan, Lebanon, and Oman as strategic footholds

Adopting a “rural-to-urban” market strategy, Sunline will first establish breakthroughs in these key neighbouring markets, gradually forming an integrated regional fintech ecosystem cantered on Saudi Arabia.

The final “1” – Pakistan as a forward base

With its large population and emerging digital economy, Pakistan serves as the springboard for future expansion into the six Central Asian “-Stan” countries. Over the next three years, Sunline plans to cultivate partnerships and project experience in Pakistan, planting the seeds for long-term development across Central Asia.

Through this strategic framework, Sunline will collaborate with regional partners and leverage its dual “Core + Data” solutions to drive digital transformation and support Saudi Arabia’s Vision 2030 goals.

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Ecosystem Strategy: Partnership and Long-Termism

Sunline integrates local ecosystems with Chinese capabilities using a dual-circulation approach and a Partner Sales model, adapting its strategy in phases:

Short-Term Strategy: High-Touch Market Entry
In the early phase, Sunline will focus on direct contracting, delivery, and investment to establish its first clients and build market credibility.

Mid-to Long-Term Strategy: Partner Ecosystem Development
Sunline will expand its “Solution Partner Ecosystem,” collaborating with Chinese tech leaders like Tong Dun Technology and FanRuan Software, and local providers in payments, channels, and regulation, replicating its successful multi-layer model across Asia-Pacific.

On the other, Sunline will cooperate with local solution providers in domains like payments, channels, and regulatory systems, replicating the multi-layer partnership model successfully proven across Asia-Pacific.

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About Sunline

With 24 years of fintech expertise, 800+ clients, and operations in 10+ countries, Sunline continues to drive innovation in global banking. Moving forward, the company will strengthen collaboration with Saudi regulators, banks, and partners to build a sustainable fintech ecosystem in the Middle East.

Sunline‘s strategy now focuses on a dual “Core + Data” product foundation, partnering with Huawei and ecosystem partners to create a model for Chinese fintech globalization in the region.

The 2025 China Software High-Quality Development Conference, co-hosted by the China Software Industry Association and East China Normal University, Sunline was honored with two prestigious awards: “China Software Integrity Demonstration Unit (2025-2028)” and “Top 100 Chinese Software High-Quality Development Enterprises of 2025.” In addition, the company was included in the “2025 Annual China Xinchuang Software High-Quality Development Top 100 Enterprises List” published by the China Software Industry Association, further highlighting its strong position and leadership in the fintech sector.

The triple recognition is not only a comprehensive affirmation of Sunline software development capabilities, integrity system, and industry contributions, but also underscores its exemplary role in promoting innovation and development in the software industry. As a leader in China’s fintech sector, Sunline, backed by its deep experience in financial digitization, has become a key player accelerating the industry’s Xinchuang (domestic innovation) process.

With the continued advancement of financial Xinchuang, Sunline remains committed to independent and controllable technology. It has achieved large-scale domestic alternatives in critical areas such as core banking systems, data intelligence services, and financial smart management. The company is also actively embracing cutting-edge technologies such as cloud-native and AI, providing customers with high-performance tech services based on distributed architecture. Sunline has established a comprehensive service ecosystem that spans state-owned banks, joint-stock commercial banks, urban commercial banks, and rural commercial banks, helping financial institutions achieve agile business innovation and secure compliance.

In promoting the deep integration of artificial intelligence with financial business scenarios, Sunline has demonstrated a forward-thinking technological strategy. The company has innovatively developed the “AIStack Digital Productivity Platform,” empowering software engineering practices and the entire financial business value chain, as well as launching the “DataMind – Smart Integrated Platform” to build intelligent data core capabilities for financial institutions, aligned with the new requirements of the “14th Five-Year Plan.”

2025 marks the final year of China’s “14th Five-Year Plan” and signals the strategic transition of the Xinchuang industry from “secure and controllable” to “value creation.” Looking ahead, Sunline will continue to seize opportunities in Xinchuang development, deeply integrate emerging technology trends, strengthen the foundation for digital China’s growth, and strive to become an indispensable force in the global tech competition landscape.

On November 3rd, 2025, the prestigious Hong Kong FinTech Week x StartmeupHK Entrepreneurship Festival 2025 kicked off in Hong Kong, bringing together top players in the global fintech industry. As a leading global fintech solution provider, Sunline was invited to participate in the core forum — “Global Innovation and Smart China Forum”, showcasing the strength and intelligence of Chinese fintech companies to the world.

At the forum, Jacqueline Niu, Vice President of Sunline, was a key speaker at the roundtable discussion on the topic themed “Navigating The Frontiers for Global Markets”, from ‘Scale Expansion’ to ‘Focused Development’: The Path and Practical Blueprint for Global Expansion”. Alongside representatives from international financial institutions, investment agencies, and pioneers in cross-border business, Jacqueline shared insights into the challenges and opportunities of global expansion and collaboration, systematically outlining Sunline’s deep exploration and ecological partnerships in its globalization journey.

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Building Global Capabilities and Achieving Deep Local Integration

In discussing Sunline’s journey from initial exploration to deep localization in international markets, Jacqueline Niu highlighted that the company’s globalization process has not been without challenges. However, through continuous breakthroughs in product strategy, delivery systems, and organizational talent, Sunline has gradually built a replicable and sustainable global framework.

In the early stages of expansion, Sunline faced significant differences in regulatory requirements, business practices, and user mindsets across different countries. The product initially went through a highly customized phase. To balance the challenges between standardization and localization, Sunline refined its proven domestic systems, creating a layered architecture with a universal core standard layer and a flexible, scalable client layer. This structure, enhanced with AI capabilities and data intelligence frameworks, ensures the core product remains replicable while agilely adapting to the diverse needs of global markets.

Simultaneously, Sunline upgraded its delivery approach. The traditional “on-site heavy delivery” model encountered challenges like high communication costs and difficultyin resource allocation for cross-border projects. To address this, Sunline developed an innovative model combining a centralized delivery center with on-site expert support, standardizing methods and tools for system integration and data migration, which significantly improved both efficiency and control across multinational projects.

The local integration of teams and talent is also a key factor in the success of global expansion. Sunline adheres to the principle of “China-foreign collaboration”, leveraging domestic expertise and integrating it with local teams to drive knowledge transfer and co-building. Additionally, the company rapidly established local platforms for administrative, human resources, and taxation teams, ensuring a solid foundation for sustainable local operations.

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Creating an Open and Win-Win Local Ecosystem to Share Global Digital Benefits

Regarding the building of local ecosystems, Jacqueline Niu emphasized that for companies to truly establish themselves internationally, they must not operate in isolation. Instead, a sustainable and replicable open ecosystem must be created. She stated, “Sunline’s global expansion proves that this process is not achieved overnight. Companies must adhere to a long-term vision and embrace the ‘open and win-win’ ecosystem philosophy.”

Sunline focuses on building ecosystems centered around customer value, with a strategic layout that includes Hong Kong and Singapore as key hubs. This strategy has laid a solid foundation for deepening its expansion and building a global network of collaborations. In recent years, Sunline has built a comprehensive four-dimensional cooperative network covering sales, solutions, implementation, and operations. By partnering with channels, consultants, cloud services, infrastructure providers, and local system integrators, Sunline has achieved full coverage from market access to last-mile delivery, forming a sustainable and replicable win-win model. This open ecosystem ensures the company’s ability to settle in, grow steadily, and move forward..

A Decade of Progress and Success

With over 60 clients in Southeast Asia, including Malaysia, Thailand, and Indonesia, Sunline has demonstrated its strong competitive edge in international markets. The company has become one of the few fintech firms in China to successfully enter overseas markets with a standardized product. As the digital transformation needs of emerging markets such as the Middle East, Africa, and Latin America accelerate, Sunline is actively seizing market opportunities and positioning itself in diverse markets.

From Global Expansion to Rooted Success in the Global Fintech Landscape

In the past decade, Sunline has written a new chapter in the globalization of Chinese fintech. Looking ahead, Sunline will continue to adopt a more open posture, with a more mature system to empower the global financial industry’s digital transformation. Together with partners, Sunline aims to build a more resilient, secure, and intelligent financial ecosystem for the future.

Recently, Sunline successfully secured the contract for an information system construction project for a China local asset management company, leveraging its strong comprehensive capabilities and mature solutions. This project is the first core business system construction initiative launched by local AMCs following the official implementation of the “Interim Measures for the Supervision and Administration of Local Asset Management Companies” (the “New Regulations”). It holds significant industry demonstration value.

Sunline will tailor a core business system that fully meets the business development demands, aligns with the new regulatory guidelines, and satisfies internal management requirements.

Precision Alignment: Strengthening Compliance and Risk Control

On July 15, 2025, China’s “Interim Measures for the Supervision and Administration of Local Asset Management Companies” were officially released, marking the establishment of a nationwide unified regulatory framework. This indicates that local AMCs are entering a new phase of regulated and standardized development. Building on previous policy guidelines, the new regulations require local AMCs to standardize business operations and strengthen risk management. Additionally, it introduces six types of quantitative regulatory indicators, effectively improving the enforceability of oversight.

In this context, Sunline will work closely with the asset management company to enhance the integration of business and technology, while comprehensively supporting the improvement of internal controls, ensuring business compliance, and safeguarding steady development under the regulatory focus on “returning to the basics and focusing on core business.”

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Empowering Technology: Achieving Sophisticated Management of Non-Performing Assets

As the market for non-performing assets gradually becomes more specialized and refined, leveraging technology to empower business processes and implement strategic development requirements can further enhance the core competitiveness of AMCs. In this project, Sunline will leverage its extensive experience in the AMC sector to build a core business system that meets all the key operational requirements of the asset management company.

This system will provide full lifecycle management for various business stages, from pre-investment to post-investment, while improving business management precision. It will meet complex transaction scenario needs, achieve “business and finance integration,” strengthen compliance management and data application capabilities, and fully comply with the requirements for digital infrastructure development, aiming to set a new benchmark for technology empowerment in local AMCs.

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Industry Expertise: Leading the Digital Transformation of AMCs

Sunline has been deeply involved in the non-performing asset industry and has already served over 30 national and local AMC clients, creating a complete product portfolio covering both corporate and individual loan businesses in the past decade. This project is another key step for Sunline in expanding its presence in the local AMC market, following recent successes in the central and southwest regions.

The project covers both corporate and individual loan businesses, highlighting Sunline’s comprehensive capabilities in the non-performing asset sector and its leading position in the digitalization of special assets. This collaboration is not only a pioneering practice in the “digital core” development for local AMCs post-regulation but also a model case for deep integration of digital assets. Moving forward, Sunline will continue to use innovation as a driving force, relying on its advanced fintech capabilities and rich industry insights to help more asset companies achieve high-quality digital transformation.

The Global Data Management Summit 2025 was successfully held in Hangzhou on September 26–27, where the results of the Annual Data Governance Awards were officially announced. Sunline’s Data Asset Management Platform was honored with the “Outstanding Data Governance Product Award.”

Organized and presented by DAMA Greater China, this award recognizes products, teams, and enterprises that demonstrate exceptional innovation, application value, and significant contributions to industry development. The recognition once again validates Sunline’s strong innovation capability and leadership in data governance.

In the wave of digital transformation, financial institutions face major challenges such as fragmented data, poor quality, lack of visibility, data silos, security pressures, and limited ability to unlock data value. These challenges weaken competitiveness and hinder innovation in the digital era.

To address these pain points, Sunline independently developed the Data Asset Management Platform, built on advanced microservices architecture and fully supporting the China IT ecosystem. With “Discovery, Management, and Application” as its core, the platform provides full-lifecycle management across asset inventory, classification and authorization, quality control, security governance, and asset services. It empowers financial institutions to:

•  Achieve a unified view of data assets, breaking down information silos.

•  Establish a closed-loop data quality management system to ensure integrity, accuracy, and timeliness.

•  Leverage automation and intelligence to improve data management efficiency.

•  Build a comprehensive security and compliance framework with masking, access control, and audit features.

•  Continuously operate and unlock the value of data assets to support regulatory reporting, operations, and risk management.

The platform has already been successfully deployed in over 100 financial institutions, including major banks and non-bank organizations. Its proven track record has earned multiple “Best Practice Awards” at previous summits, reinforcing its maturity, reliability, and business value.

Looking ahead, Sunline will continue to deepen innovation in data governance, delivering cutting-edge products and premium services to empower the digital transformation of financial institutions and unlock the full potential of data as a strategic asset.

At the Huawei Connect 2025 themed “Elevating Industry Intelligence”, Sunline, Huawei, and Philippines City Savings Bank (“CitySavings”) signed a Memorandum of Understanding (MOU), marking a new milestone in their partnership and a strengthened commitment to accelerating CitySavings’ digital transformation journey.

Through this MOU, the three parties will leverage their complementary strengths: Huawei will provide its world-leading cloud infrastructure and ICT capabilities, Sunline will bring its extensive expertise in core banking systems and digital financial solutions, while CitySavings will contribute its strong market presence and leadership in inclusive finance. Together, they aim to build a next-generation digital banking service system that is secure, efficient, and innovation-driven.

This agreement extends the achievements of earlier collaborations and sets a benchmark for cross-border fintech cooperation at Huawei Connect 2025. By combining resources and expertise, the three parties seek to establish a forward-looking model of digital transformation for the financial industry in the Philippines.

“Our collaboration with Huawei and CitySavings will unleash strong synergies,” said Ruby Zhou, Deputy President of Sunline Holding. “Through shared resources and complementary strengths, we believe CitySavings will achieve new breakthroughs on its digital transformation journey, injecting fresh momentum into inclusive finance development.”

Global Recognition at Huawei Connect 2025

During the event, Sunline was honored with Huawei’s top annual award for solution partners — Global Excellent Industry Solution Partner — recognizing Sunline’s joint innovation with Huawei and its leadership in global fintech practices. This marks the third time Sunline has received this prestigious recognition.

As a pioneer in exporting China’s fintech capabilities, Sunline has partnered closely with Huawei across products, markets, and technology for many years. Together, they have introduced proven financial technology solutions to markets in Asia, the Middle East, Africa, and Latin America. At Huawei Connect 2025, Sunline showcased global best practices including its SunCBS distributed core banking solution, DataMind intelligent data platform, enterprise-level general ledger, and AI-driven banking core applications — all tailored to diverse regulatory, market, and customer requirements worldwide.

Joint Innovation with Huawei Kunpeng Ecosystem

Another highlight was Sunline’s deep collaboration with Huawei’s Kunpeng ecosystem. The two companies jointly launched the world’s first banking core system running on Kunpeng servers, setting an industry precedent. Sunline has since embraced Kunpeng across multiple product lines — from its APStack technology platform and enterprise general ledger to data asset management systems — all of which have been certified under Kunpeng’s development framework, delivering enhanced efficiency, performance, and security.

At the Kunpeng Computing Industry Summit, Sunline joined Huawei in unveiling the “APStack Technology Platform + Core Banking System Solution”, reinforcing their commitment to advancing digital and intelligent transformation in the global financial sector.

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Looking Ahead

Sunline and Huawei will continue to deepen their strategic collaboration, bringing China’s technological innovation and best practices to the world stage. Together with CitySavings, they aim to empower financial institutions globally with digital intelligence, shaping the future of smart and inclusive finance.