At present, due to the epidemic outbreak
and quarantine measures, branches for banks and financial institutions are
unable to operate. Hence, enabling financial services online and ensuring uninterrupted
daily operations has become crucial.
Sunline’s Financial Cloud Services Platform
enables banks and financial institutions operate normally via an all-online
platform.
Scenario one
◆ How customers open an account during the epidemic outbreak?
◆ How customers make money from saving’s interest during the epidemic
outbreak?
◆ How customers raise funds quickly for aid during the epidemic
outbreak?
Digital Core
Sunline’s distributed digital core allow
banks and financial institutions offer online account opening, wealth
management as well as business financing, allowing them to maintain
uninterrupted daily operations. The entire operations run online, with
technologies ensuring accurate identification and traceable process breakpoints
provide intelligent services that are simple, secure and convenient.
Finline is a one-stop, seamless, convenient
and intelligent financial platform for both banks and customers. With leading
modeling and big data technologies, the intelligent platform allows banks to
provide personalized products and services for their customer. Customers can
perform online account opening, wealth management as well as financing while
banks can achieve daily business – all in one platform!
Product Highlights
● Efficient and convenient anytime, anywhere
o 24×7 operation with fast and
simple online operation to reduce labor costs for banks and financial
institutions
● Safe and well-regulated
o Advanced identity verification
tools to ensure the accuracy and security of customers’ information.
● Online at all times
o Full-online operations and
zero-touch services without leaving home
Scenario Two
◆ How to perform financial distribution and services during the
epidemic?
◆ How to quickly release new financial products for customers during
the epidemic?
Product Distribution
Finline establishes a seamless open API
connection banks and financial institution through its own mobile client
portal. Like an online marketplace, multiple banks and financial institutions
can promote their services including banking deposits, wealth management,
funds, loans and credit cards on one platform, allowing customers to complete
banking and financial services online without leaving the home.
Product Highlights
● Well-regulated autonomous shelves
o Banks can list and delist
financial products and services independently and individual transactions are
well-regulated throughout the process
● Fast and convenient
o Financial products can be
uploaded and removed 24×7 online. Fast and simple operations reduce operation cost
● “Zero contact” online for a peace of mind
o Full online operation,
zero-touch services availability during the epidemic outbreak
Scenario Three
◆ How to provide convenience for customers who cannot go out but
need money urgently during the epidemic?
◆ How can financial institutions solve customers’ frozen funds
during the epidemic?
◆ How can charity fraud be prevented during the epidemic?
◆ How to perform online large-value transactions?
Digital Risk Control
Sunline’s big data intelligent risk control
platform integrates online and offline massive data, including third-party data
to build a scientific risk model. The platform conducts anti-fraud
identification, judgment assessment and comprehensive scoring for the entire
customers’ loan application process. An intelligent risk management and control
allow accurate real-time decision making, helping financial institutions to
provide inclusive benefits to individuals and SMEs online.
Sunline distributed platform processes
large amounts of data daily and via a scientific credit risk system
self-learning model, comprehensively analyzes risk data and applies risk
strategies to accurately monitor the entire loan process, providing early
warning and stopping transactions accordingly. A real-time risk monitoring and
decision-making helps financial institutions minimize risks online especially
during the epidemic.
Through its own mobile client platform,
Bank of China’s Connect uses Sunline’s technology to strengthen its online risk
auditing capabilities, accurately identifying as well improving accuracy and execution rate, empower
financial risk control with financial technology, and help banks launch small,
medium and micro enterprises online Financing business.
Product Highlights
● Intelligent services
o Adopting cutting-edge technologies
like big data and AI enable risks identification and credit scoring and providing
intelligent services to customers
● Safe and well-regulated
o Using an advanced risk control
model, 360-degree risks identification during the entire process of marketing,
customer acquisition, approval, lending, return visits and collections
● “Zero contact” online for a peace of mind
o Provide customers with full
online automated credit services, zero contact without leaving home during the epidemic
outbreak
● Fast and convenient
o Online application, automatic
approval, convenient loan, flexible repayment etc.
Scenario Four
◆ How to promote products to customers without them needing to going
out during the epidemic?
◆ How to promote benefits for customer referral during the
epidemic?
◆ How can customers enjoy preferential loan fee reductions during
the epidemic?
◆ How can customers make use of their spare time at home to get free
memberships through investment?
Intelligent Marketing
Sunline’s intelligent marketing via big
data analytics provides financial institutions with an omni-channel marketing
service functions to assist them in customer acquisition as well as customer
retention with intelligent marketing tools. Sunline’s Distributed Financial
Cloud Services Platform operates according to data analysis to achieve fast and
accurate market positioning, intelligently providing suitable services and product
to customers, increasing customers acquisition and retention.
As a mobile services platform, Finline
actively market its platform online through chat tools, social media, video
platforms, websites, public accounts, etc. to expose the financial services to
millions of users. Banks and financial institutions can acquire customers
online, while customers can easily enjoy online financial services at home. At
the same time, the platform also links to third-party platforms such as
e-commerce, tourism and medical care.
Product Highlights
● Intelligent customer acquisition via precision marketing
o Based on big data and AI
algorithms, banks and financial institutions predicts customer intent, identify
high-quality potential customers and enable accurate marketing planning
● Online multi-channel marketing
o Efficient online marketing
through chat tools, social media, video platforms, websites, public accounts,
etc. to expose the financial services to millions of users
● Efficient and convenient anytime, anywhere
o 24×7 hour online marketing
management with simplified marketing process. Efficient operations anytime,
anywhere
● “Zero contact” online for a peace of mind
o Provide customers with full
online automated marketing services, zero contact without leaving home during
the epidemic outbreak
Scenario Five
◆ How to provide social services while avoiding cross-infection
during the epidemic?
◆ How to quickly and effectively expand service channels during
the epidemic?
Community Service Technology Management
Tool
Finline provides technical support for
banks through its own mobile client, assisting banks and financial institutions
to launch community services on public accounts. The management terminal can
generate a two-dimensional code to verify and manage community access
information, allowing communities to drive social services online without the
risk of cross infection.
Product Highlights
● Fast and convenient
o Products and be generated
quickly and easily.
● Effectively expand service channels
o Can be used in all areas of
bank and financial institutions’ branches, which greatly expands service
channels.
● “Zero contact” online for a peace of mind
o Operate online to prevent
personnel contact and be more secure
Sunline technologies empower financial
institutions to carry out uninterrupted financial businesses, allowing
customers to enjoy convenient financial services online without leaving their
homes!